With property prices continuing to rise in Ireland, a lack of supply and a low level of new builds, it is becoming increasingly challenging to buy. Whether you are trading up, downsizing or buying your first home, being prepared and ready to move on your dream property is the key to success.
Before deciding to shop for your new home the following steps should be taken:

• Start saving early
• Make contact with a mortgage provider or broker
• Find out how much you can afford
• Research additional costs such as stamp duty, solicitor fees, valuation & structural survey costs
• Engage the service of a solicitor
• Obtain pre-approval or offer of loan from your mortgage provider

Since the on-set of Covid-19, sellers are leaning more towards buyers who have funds in place. This puts you in a stronger buying position and gives you an edge over offers from buyers who are not pre-approved or fully approved.